Hiring for High Risk & Refresh KYC Analyst – Noida

Job Description

Hiring for High Risk & Refresh KYC Analyst – Noida 

An excellent opportunity for experienced professionals in the banking and financial operations sector.
We’re seeking a meticulous and knowledgeable KYC/AML Specialist who can handle complex client profiles, perform detailed risk analysis, and ensure strict compliance with regulatory standards.

The High Risk & Refresh KYC Analyst will be responsible for conducting comprehensive KYC reviews, onboarding high-risk clients, and executing periodic refreshes in line with internal compliance policies and regulatory expectations. The role demands exceptional analytical ability, sound judgment, and a proactive approach to mitigating financial crime risks.

 Responsibilities

Client Onboarding & Due Diligence

• Perform end-to-end KYC checks for new and existing high-risk clients, ensuring full compliance with internal policies and external regulatory requirements.

• Conduct detailed CDD (Customer Due Diligence) and EDD (Enhanced Due Diligence) reviews.

• Validate client documentation such as corporate structures, beneficial ownership, and source of funds.

• Escalate any identified red flags, sanctions hits, or suspicious activities for further investigation.

KYC Refresh & Periodic Reviews

• Manage the refresh and remediation process for high-risk and periodic client reviews.

• Ensure all data and documentation are up-to-date, accurate, and stored in compliance systems.

• Monitor risk ratings and update client profiles based on ongoing assessments.

Regulatory & Compliance Framework

• Stay current with local and international AML/KYC regulations, FATF guidelines, and internal compliance procedures.

• Maintain audit-ready documentation and support compliance testing or internal/external audits.

• Identify process gaps and contribute to policy enhancements or risk controls.

Cross-Functional Collaboration

• Partner with operations, legal, compliance, and risk teams to resolve complex KYC cases.

• Communicate effectively with internal stakeholders to ensure timely and accurate client onboarding.

• Contribute to training sessions or process improvements within the compliance department.

Candidate Profile

• Experience: Minimum 6 years in KYC, AML, or compliance operations (strict requirement).

• Expertise: Deep knowledge of high-risk client onboarding, refresh processes, and financial crime risk management.

• Skills:

  • Strong analytical and investigative mindset.

  • Excellent understanding of ownership structures, PEP screening, and sanctions compliance.

  • Proficiency with KYC systems, case management tools, and documentation management platforms.

  • Exceptional communication and stakeholder management skills.

• Education: Graduate/Postgraduate degree in Finance, Accounting, Business, or related fields.

• Certifications (preferred): CAMS, CKYCA, or equivalent AML/KYC certifications.

Why Join Us?

• Opportunity to work in a dynamic, high-performing compliance environment.

• Exposure to complex international client portfolios and evolving regulatory landscapes.

• Competitive compensation with work-life balance (weekends off).